Skip to main content
When users top up, Jaza:
  1. Collects local currency via Mobile Money (and card where enabled).
  2. Credits the user’s wallet in credits.
  3. Settles value to you through merchant settlement flows in the dashboard (USD-oriented balances and payouts).

​
What you do not do

  • Open or operate a PawaPay (or similar) merchant account for collection.
  • Maintain per-country FX tables for MoMo deposits.
  • Build a second ledger for currency conversion.

​
What you do

  • Enable markets, features, and bundles in the dashboard.
  • Integrate @jazadev/node + @jazadev/react-native.
  • Use dashboard analytics and payouts for business reporting.

​
Sandbox vs live

Operational data (wallets, top-ups, consumption, settlement wallets) is isolated by environment. Use test keys until flows look right, then switch to live.