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Credits are the abstract unit of value inside Jaza. Customers purchase them with real money (Mobile Money or card, via Jaza) and spend them on features your app provides.

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What credits are

  • Integer-only — whole numbers only; no fractional credits.
  • App-scoped — meaning comes from your bundles (how many credits a top-up buys) and features (how many credits an action costs) in the dashboard.
  • Held on a per-customer wallet in sandbox or live.

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How credits map to money

Money enters when a customer tops up. Bundle pricing in the dashboard determines how many credits they receive. Jaza collects local currency via Mobile Money, credits the wallet, and settles to you — you do not run FX or aggregator ops yourself.

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How credits map to features

After a customer has credits, your backend spends them with jaza.consume() and a featureCode configured under Features in the dashboard.

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Lifecycle

  1. Purchase — user opens the React Native top-up sheet, picks a bundle, pays with MoMo.
  2. Credit — Jaza records a ledger credit and increases the wallet.
  3. Spend — your backend calls consume with featureCode + idempotencyKey.
  4. Audit — movements stay in the append-only ledger.

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Next steps